These 2 numbers can make or break your credit score

Your credit score mostly comes down to two numbers: utilization ratio and delinquencies. Here's what they mean and how to ...

Here's What Happens to Your Credit Score When You Apply for the Amex Platinum Card

Applying for the Amex Platinum Card doesn't automatically hurt your credit score. Here's how the process works and what to ...

The Average Credit Score in Your 30s and 40s—How Do You Compare?

How good—or bad—is your credit score? See how it stacks up against others your age, and what you can do to move into a better ...

Here's the Right Way to Cancel a Credit Card Without Hurting Your Credit Score

Thinking about canceling a credit card? Here's what actually happens to your score -- and the step-by-step process to avoid ...

Credit score vs credit report explained: How credit score is evaluated, differences and key ...

Effective credit management includes monitoring scores and reports. Credit scores indicate responsibility, while reports ...

The Myth That Could Wreck More Than Half of Americans' Credit Scores

Not everyone understands what how to improve and maintain a high credit score. You could be costing yourself a lot of real ...