The gap in overall financial well-being between super prime and subprime has now “surpassed” 2019 levels.

Having a good credit score can make a big difference when it comes to the interest rate you get on all types of credit, ...

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. SimpleImages/Getty Images More ...

More Americans are behind on payments, and in July, the average credit score fell. Delinquencies are increasing on mortgages and auto loans, and these balances are also growing due to inflation. Even ...

The average U.S. credit score is 715, according to FICO's Score Credit Insights, which examined data from April 2025. That's still in the "good" range, but it represents a two-point drop ...

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. Your credit score is typically calculated from your payment history, credit utilization, credit history and mix and hard inquiries ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...