Homeowners who are contemplating or actively engaged in litigation regarding a residential mortgage loan are increasingly taking advantage of a provision of the Real Estate Settlement Procedures Act ( ...

On February 22, the Fourth Circuit clarified in a published opinion what communications constitute a qualified written request (QWR) under the Real Estate Settlement Procedures Act (RESPA). The Fourth ...

At a time when misplaced mortgage paperwork, robosigning and short sales are the norm, homeowners don't always have to feel like they're lost in the shuffle. Instead, homeowners have a tool, a letter ...