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Here’s a step by step guide for you to transfer or gift Mutual Fund units to your family or 3rd party & do tax planning. If you are gifting, there is no tax to you. Tax depends on who is receiving it. Tax on Gift to relative like spouse, children, parents, siblings, grandparents, aunts/uncles, nieces/nephews, or their spouses is completely exempt but If it’s a non-relative (a friend, colleague, or acquaintance) and the gift exceeds ₹50,000, the entire value is taxable. But the best way to use th
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